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A monthly budget you can follow

Link your bank accounts, sort spending by category, and follow your budget each month, without filling in a spreadsheet by hand.
    Free to start Bank sync with Premium Mobile access
Transactions screen in the Bo&Nyckel app, with the groceries budget at 73%

Everything you need to manage your money

Simple tools to track spending, set a budget, and see where your money goes each month.

  • Smarter budgets

    Set a cap for each category and get an alert before you pass it, with no manual math.

  • Expense tracking

    Transactions are sorted into categories. You can change any category in one tap.
  • Upcoming bills

    Record recurring bills so you can see the money going out in the months ahead.

  • Cash flow

    Compare money in and money out over several months and spot the trends that matter.

  • Bank sync

    On Premium and during the demo, link checking accounts and cards so each transaction arrives without manual entry.

  • Useful alerts

    Get a reminder before a bill, and an alert when a category nears its limit.
Go further

Save, as a couple or with friends

Set concrete goals and share household expenses without a spreadsheet.

Savings goals

A trip, an emergency fund, or a new project: set an amount and a date, and the app calculates the monthly amount.
Read the guide

Shared expenses

Roommates, a couple, or a trip with friends: note who paid, and see at a glance who owes how much.

Create a group

Simple, clear pricing

Start with a free seven-day demo with full access. Afterwards, keep the free plan with manual entry, or move to Premium for automatic bank sync.
Comparison of the Free and Premium plans
Prices in U.S. dollars Free $0 forever Premium $6.90 / month Only if you choose it
Manual expense tracking
Monthly budget
Shared expenses and groups
Automatic bank syncRead-only, Premium and demo
Unlimited categoriesFree: two categories
Savings goals
Budget forecasts
Personalized tipsSpending summaries only. Not financial advice.
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Book a demo Book the demo
No card for the free plan. Premium is $6.90 per month only after you choose it, and it renews until you cancel. The demo does not become a paid plan on its own.

Start organizing your money

Book your free demo. The team contacts you and sets the app up with you.
    No commitment Free to start Support available

Common questions

Yes. The free plan covers expense tracking with manual entry, a monthly budget, and shared expenses. Automatic bank sync is part of Premium and of the seven-day demo.